Diana Humphries

Insurance Agent

Laurel Fowler Insurance Broker, Inc



Mortality & Major Medical

Horse Owner Liability

Care Custody & Control

Trainer & Instructors Liability

Horse & Riding Clubs

Farm & Ranch Coverage

Other Types Of Insurance



















Equine Insurance

"Protection for you and your horses"


Through Laurel Fowler Insurance Broker, Inc. it is our goal to give you peace of mind regarding the health and well being of your horse, we check the best rates and coverage's for you from the best rated equine insurance underwriters to offer you coverage you need at a price that's right. 





(Sometimes required by facilities where you board a horse)

Horse owners have unique liability exposures that may not be covered under normal personal liability policies, such as a homeowners policy.  We have companies that have policies to cover liability for both bodily injury and property damage to others resulting from horse ownership.  Individual owners of personal or show horses who not derive an income and are not involved in commercial activities are eligible. 

We represent some of the top insurance companies in North America, allowing us to offer some of the most economical rates available. Please
email and ask for the current rate on the $500,000.00 or $1,000,000.00 policy.

Rates are approx $57.00 per horse, but there is a $175.00 minimum fee, so the rates below would be good for 1 - 3 horses.

Please print and email fax or email us the completed application for Liability Insurance.

Rate Guide: On 01/14/2013 the rates were:


$175.00* per year for $500,000.00 ($500,000.00 CSL/Occurrence, $1,000,000.00 General Aggregate).

$275.00* per year for the $1,000,000.00 ($1,000,000.00 CSL/Occurrence, $2,000,000.00 General Aggregate).

*Rates subject to change, price includes one (1) certificate of insurance, additional copies $25.00. Please contact us for current rates.

(Completed application and copy of your signed boarding agreement needed to obtain coverage)



Not sure what insurance you need

Please call or email and we are happy to explain the different types of Equine coverage to you. 


For more information or for a free quote, please contact

Your Mane Insurance Source

Diana Humphries  

Laurel Fowler Insurance Broker, Inc.

Phone (940) 324-9559

Email Now  info@EquineQuote.com


*Please note: This website provides only a simplified description of coverage�s and is not a statement of contract.  Coverage may not apply in all states.  When you receive your policy please read the complete details on coverage�s, limits, conditions, exclusions and all endorsements.



Diana Humphries, 


Laurel Fowler Insurance Broker, Inc. OB57610

Main Office - 877 Noyes Road, Arroyo Grande, CA 93420